Justice for investors!
Beware of Marek Zmyslowski!

UPDATE! We debunk the lies of Marek Zmyslowski and Samana Group – it’s time for Samana Landbank TRUST - READ UNTIL THE VERY END!

Protect yourself from decisions you may regret. We conduct due diligence on your behalf.

Investments in Samana Group benefit only Samana Group

In recent years, Samana Group, led by Marek Zmyslowski, has conducted numerous investment campaigns: from Emiteo and crowdlending on Crowder offering 15–16% annual returns, through fundraising for Hacienda Cocuyo, to its latest product, Samana Landbank Trust, marketed as a safe, institutional, land-backed investment.

On paper, everything looks impressive. In practice, however, the financial model is becoming increasingly risky, and subsequent fundraising rounds appear primarily designed to plug earlier obligations.

Below, we explain step by step why investors should exercise extreme caution.

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Crowdlending: attractive promises, real problems

Samana Group encouraged investments starting from as little as PLN 500, promising:

• 12–16% annual returns,
• quarterly interest payments,
• full capital repayment after 12 months,
• a “triple security system”.

At the same time, warning signs began to emerge:

• repayment delays,
• difficulties servicing obligations on time,
• no possibility of early exit.

In practice, investors become fully dependent on whether Samana Group is able to attract new contributors to maintain liquidity. The so-called “security” relies solely on the personal guarantee of Marek Zmyslowski, who openly declares that he has no personal assets because everything is invested in the project. This renders the guarantee economically meaningless.

Hacienda Cocuyo fundraising – promises not fulfilled

The project was promoted as:

• a stable, operating hotel,
• valued at USD 5 million,
• generating over USD 1.1 million annually,
• highly rated on Booking, Google, and TripAdvisor.

In reality:

• the declared value of this three-star property was significantly overstated,
• funds were not used for their stated purpose,
• investors reported a lack of transparency,
• part of the raised capital was redirected to another project.

At this stage, a clear pattern emerges: when a project fails to generate sufficient cash flow, new capital is required.

New product: Samana Landbank Trust – professional narrative, no real security

When crowdlending and Hacienda Cocuyo were no longer sufficient, Samana Group introduced another concept: the Landbank Trust. It is advertised as an institutional-grade, secure investment featuring:

• 12% annual returns,
• a Swiss ISIN,
• a “collateralized loan”,
• 185% asset coverage,
• an option to convert into real estate.

It sounds solid. But…

Key figures are significantly overstated

According to Samana’s own materials:

• land was purchased for approximately USD 5 per square meter,
• yet presented to investors at several times that value,
• Phase 1 appeared profitable only on slides, covering a minimal scope of work, far from the scale promised.

When these assumptions are recalculated for the planned 1,000 units, the model simply does not work, even under ideal sales conditions.

“Security” mechanisms do not protect investors

In the Trust’s official “Worst Case Scenario”:

• escrow reserves are depleted,
• the land is put up for sale,
• if unsuccessful, liability shifts to Samana Group,
• if Samana Group lacks funds, Estating takes over the land.

What does this mean in practice?

👉 Investors do not recover cash. At best, they receive land whose market value may be far lower than claimed.

A Swiss ISIN is not a bank guarantee. A Swiss bank is not a party to the transaction and will not reimburse investors. Marek Zmyslowski may simply state that there is no money, repeating a scenario already seen before.

The Trust works only if new investors keep coming in

The mechanism is simple:

1. Landbank acquires land cheaply.
2. The Development Trust purchases it at a higher price.
3. The margin exists only as long as new investor funds continue to flow in.

This is a classic dependence on continuous new capital inflows.

Why is the Landbank Trust so risky?

• This is not institutional-grade security, it is a repeat of crowdlending in a more polished form.
• The safeguards are theoretical.
• Land valuations are disconnected from market realities.
• New capital may be used to service older obligations.
• In case of failure, investors are left with land, not liquidity.

What does this mean for investors?

An investor entering the Trust today:

• cannot exit early,
• has no banking or institutional protection,
• risks receiving land in the Dominican Republic instead of cash,
• may effectively be financing debts created during previous fundraising campaigns.

In short:
👉 Landbank Trust investors may be financing a budget gap, not genuine project development.

FACTS VS. LIES

After publication of our analysis, Marek Zmyslowski released an “Open Letter” attempting to discredit the findings. This was expected. Below, we focus strictly on verifiable facts.

Claim: a property was never intended as loan collateral

The investment was communicated as being secured by real estate. However, the property was later sold without transparent disclosure. The issue was raised during an investor webinar.

Marek Zmyslowski claims: “The apartment was never collateral; it was sold as a non-core asset.”

Evidence: a webinar recording in which Marek Zmyslowski states something entirely different.

He explains that the property in Szczecin could not secure a satisfactory loan amount and was therefore sold to obtain cash. This directly contradicts later claims that it never served as collateral.

Where is the money? Where is the security?

Crypto wallets and money laundering concerns

We state that cryptocurrency transfers formed part of a money-laundering chain. Marek Zmyslowski disputes this, claiming incorrect amounts and misidentified wallets.

Evidence to the contrary:

• an investor from Barcelona received a private crypto wallet address directly from Marek Zmyslowski, not a corporate one,
• Samana Group does not maintain an official crypto wallet,
• transactions were conducted privately, outside any formal legal or sales structure.

Funds entering this wallet disappear just as quickly.

Wallet number: 0x07e8591df93B843f653ACe5CfB6DB36dAbEB4E15

Funding wallet: 0x3247f6b6A45D3Eb307 [According to Etherscan, this is the address that funded the main wallet on Ethereum (i.e., covered the initial gas fee).]

On-chain data analysis clearly identifies wallet 0x3247f6b6A45D3Eb307 as the funding source for the entire operation. This specific address covered the initial gas fees for the main wallet on Ethereum which, according to Etherscan data, establishes a direct link to the operator or founder of the scheme. This connection serves as key evidence linking the infrastructure creator to the subsequent flow of funds.

The first stage of the operation involved the mass collection of funds from investors using the collection wallet 0x07e8591df93B843f653ACe5CfB6DB36dAbEB4E15. Transaction analysis from March 2025 shows high activity on this address, which received dozens of deposits from various individuals. This wallet functioned as a central deposit point where capital was accumulated prior to its final transfer.

The final stage of the scheme took place on the Polygon network, where the operator initiated a series of outgoing transfers once a sufficiently high amount had been gathered. The vast majority of the funds, totaling 727,500 USDC, was moved out in March 2025. This precise capital movement mechanism, confirmed in the CSV files [available for independent verification], documents the complete path of the funds—from investor deposits to their final liquidation by the perpetrators.

Reservation fees were not refunded

Multiple investors withdrew from projects but did not receive reservation fee refunds.

Examples include:

• an investor from Miami who lost USD 5,000 after discovering the purchased plot was unsuitable,
• no alternative was offered,
• the refund was denied,
• the land remains undeveloped to this day.

An investor from New York reported an identical scenario. These cases are not isolated.

False claims about a class action lawsuit

Zmysłowski urges investors to join a class action lawsuit – he's lying again
Marek Zmysłowski, who heads Samana Group, is once again trying to exert pressure on investors by claiming that "more than half" of them have already declared their intention to participate in a class action lawsuit against other shareholders. However, according to our conversations with several investors, no one has confirmed their participation. Zmysłowski seems to be using manipulation and false information once again to convince others to join a case whose outcome is still uncertain.

Similar manipulations, similar lies
In the emails he sends to investors, Zmysłowski promises compensation from a potential settlement in the lawsuit. The problem is, the lawsuit has not even started yet, and the claim that the case has already been "won" is simply untrue. He appeals to investors, telling them that they can count on a share of the potential compensation, but no one knows if the case will even end favorably.
Moreover, Zmysłowski assures that all costs associated with the lawsuit will be covered by the company, and investors will not have to contribute any additional funds. While this might sound attractive, it’s important to question whether this "offer" is just part of a larger strategy to gain support for a questionable venture.

What is really happening with the lawsuit?
First of all, the claim that "more than half of the investors" have already joined the lawsuit seems to be just another manipulation. Regardless of how many people actually want to participate in the case, the fact remains that Zmysłowski has not presented any evidence that his words have any basis in reality. We spoke with several individuals who are investors in Samana Group, and none of them confirmed their participation in the lawsuit.

Such actions raise concerns. Instead of focusing on actually resolving the issues, Zmysłowski seems to be using misinformation to exert pressure on the remaining investors to join the lawsuit in the hope of a quick resolution and compensation.

A warning to investors
Before deciding to join the lawsuit, it’s important to carefully consider the situation and seek legal advice. History shows that similar attempts at manipulation can lead to bigger problems and a loss of funds, rather than bringing the expected benefits. Instead of trusting Zmysłowski’s assurances, it’s better to proceed with caution and consider all available options.
Investing in such initiatives carries risks, and Zmysłowski’s current behavior only raises doubts about his reliability and intentions.

The story of another investor – an example of fraud

Another investor invested USD 50,000 and has not received repayment for over a year. The loan was personally guaranteed by Marek Zmyslowski with his “entire assets”, which, as established, do not exist. All assets had already been liquidated.

The investor is desperately attempting to recover funds. Samana Group has removed some of their online comments using paid moderation tools, including a premium profile on GoWork that allows review management. These posts will be presented as evidence.

Legal analysis

This conduct meets the definition of fraud under applicable law: misleading investors for financial gain by creating a false sense of security, including guarantees made without assets and concealment of insolvency.

Filing a criminal complaint allows authorities to access company documents, bank records, tax data, and compel testimony. This significantly strengthens any subsequent civil claims and may allow asset seizure if assets are identified.

Failure to act increases the risk of evidence disappearing, assets being hidden, and claims becoming time-barred.

We are here to show the truth

Filing a report with the prosecutor is not an aggressive step. It is a protective one. If no grounds are found, nothing happens. If grounds exist, it opens a real path toward recovering funds.

If you are an investor in Samana Group and wish to assess your situation, contact us. We can help analyze your case and prepare the necessary documentation.

We continue to receive messages from both local and international investors expressing outrage and disbelief at the scale of deception.

The purpose of this page is solely to expose the lies spread by Marek Zmysłowski and to highlight the risks associated with investing in his projects. The publication aims to protect potential investors from financial loss by providing them with accurate information about dishonest practices and false promises.

The money you invested was supposed to bring you a real return? You dreamed of a house with an ocean view? Instead, all you get are empty promises. You are fed stories about lack of funds, recovery plans, issues with construction companies, yet at the same time you see Marek Zmyslowski and Yaritza Reyes living a luxurious life.

Have you ever wondered who is funding that lifestyle? We’ll answer: IT’S YOU.

Sit down. What you’re about to read will not be pleasant.

According to our calculations (conservative ones), over the last two years more than 13,500,000 USD has flowed into Samana Group from investors. What happened to this money? The information we gathered comes from investors, employees and partners of Samana Group. Do you want to add something? Contact us. You’ll find our email address at the end.

We reached out to clients who invested in the apartments in Nomad City Condo. It turned out that to this day there are no official plans approved by Dominican authorities. There aren’t even foundations yet. Some clients bought their apartments as far back as two years ago. During our investigation, it turned out that the same apartment had been sold to several different clients. Contracts were signed for identical units.

Didn’t it ever strike you that in every Samana Group photo there’s always the same single excavator? Why is there still just a hole in the ground?

Remember Casa Hybrid in El Valle? That property (a company asset) was quickly sold to avoid creditors. The money was swiftly moved out of the company. What’s more, Marek Zmyslowski signed reservation agreements with multiple clients and has still not returned their reservation fees of 5,000 USD.

Empty promise

You may remember how Marek and Yaritza promised 5,000 USD for women who wanted to start a business in Samana (Foundation link). They recorded one video showing an alleged beneficiary, but the whole thing was staged. The video features only close associates of Marek Zmyslowski. Emails with applications went straight to the trash. Women in Samana received no support at all.

Have you wondered why Yaritza Reyes, a professional model, suddenly decided to win the hearts of Poles by joining TOP MODEL or appearing in advertising campaigns? You’re smart. Think about it.

Have you read this article? You’ll find many similarities there to what is happening in Samana Group and Marek’s activities in Africa, especially information on how Marek had conflicts with his partners. The scenario repeats itself, and Zmyslowski is always “the victim”.

“But Marek cleared himself of all accusations, I read the book,” someone may say. We have witnesses who say they heard from the author himself that much of that book is literary fiction created for narrative purposes.

Conflicts with partners

And since we’re speaking about partner conflicts… Marek claimed he fell into dispute with “minority shareholders” but he never said who these shareholders were. He always called them minority shareholders, but the truth is different. They are Shannon Robertson and Tomas Avogadro, the co-founders of the project. Doesn’t it strike you that the two closest people ended up in conflict with Marek Zmyslowski?

By the way, Marek Zmyslowski has fallen into conflict with everyone he paid: employees, investors, partners, construction subcontractors, architects, brokers and the marketing agency, always claiming the other side was at fault. The real reason behind these conflicts is payment delays.

On November 30th, a response from Zmyslowski appeared on this platform, with the following content: “Referring to the insinuation of 'continuous Vacation' - it just doesn't respond to reality. The last two-day trip with my wife took place two years ago, in the form of a wedding gift from a partner. We spent our last full vacation over three years ago. The last three years have been a time for us to focus on work and on solving challenges that we communicate transparently about from the very beginning”. Really? The photos tell a different story. We also reached participants of the Miami event from November 27th, 2024.

“The meeting was held in a small group. Yaritza and Marek were in a big hurry. One real estate agent asked Yaritza why we were ending the meeting so quickly. She replied that they were flying early the next morning for their honeymoon trip to Turkey.”

Where is the money?

We have also obtained information about an investor who handed over his apartment as an asset swap in exchange for a house in Nomad City. The apartment in Szczecin (Poland), according to Marek’s promise, was supposed to secure all Polish investors. However, it was sold a few months ago, which Zmyslowski confirmed during the spring webinar. "In the end, the result is the same... There was a significant issue with obtaining a satisfactory loan amount. The lenders simply did not accept the appraisers' valuations and offered loan amounts that were only 25% of the amount declared by the appraiser." Why did he do it quietly and only explain it in a defensive manner when an uncomfortable question was asked?

Samana Group’s website no longer shows all the faces of the project. Have you wondered why? These people figured out what was going on. Those who genuinely wanted to build the project are no longer working with him. People who were with him daily. Why did they suddenly walk away overnight?

Have you wondered who is actually responsible for construction in Nomad City? Someone with no experience whatsoever in development projects. Privately, it’s Yaritza Reyes’ sister - Belen Reyes. Have you wondered why Marek Zmyslowski is suddenly looking for a CFO? Someone will become the scapegoat.

Broken Agreements

Investor webinars are still held on moderated platforms where participants cannot appear on camera nor speak, and can only ask written questions, which are moderated before the hosts read them. Supposedly an open meeting for everyone is scheduled for December 1, 2025 - it may happen for the first time.

We spoke to many investors who have been waiting months or even years for their money to be returned. On average, every three months they received letters from the company, specifically from Marek Zmyslowski, about alleged problems. In one of the letters, Marek promised that if by June 30, 2025 he did not return the funds with interest, the company would be recapitalized by the founders. This did not happen, despite his official sale of shares in SunRoof.

Let’s talk about shares in Samana Group. To this day, most people who were supposed to receive shares have not received them. Once again SG violated the agreements. And what about loans? Of course, missing or delayed interest payments and pressure to convert loans into shares or into construction of an apartment. Want to receive cash? That’s not possible, even though the assurances were different. The high promised return was only meant to lure investors.

Zmyslowski repeatedly claimed he was putting all his private funds into the NOMAD CITY project. So who is sponsoring his participation in racing training and car races that he frequently joins? How much is the apartment in Złota 44 in Warsaw (Poland) that he and Yaritza have been renting for months? We checked. It is over 40,000 PLN / 11,000 USD per month. It seems this contradicts everything he says - he is not investing “everything into his life project”, instead the “life project” is funding their inflated lifestyle.

Has anyone been informed that Zmyslowski opened a new company in the Dominican Republic with a similar name? It is called GRUPO SAMANA REH SAS, tax number 133-45383-5. A similar name. Why did this happen quietly? Is this an attempt to “start from zero”?

By the way… are you aware that Marek has serious drug problems? He regularly uses cocaine. We have spoken to party acquaintances and obtained information about his rehab. Yes, he doesn’t just “supplement testosterone”. He did it in Nigeria, he does it in Poland and in the Dominican Republic.

We also confirmed that Michał Ptasznik, the Sales Director, is hiding from clients and investors. He even changed his phone number and social media accounts to avoid contact with investors and clients of Samana Group. Previously, however, when signing a sales or investment agreement, he was available even late at night. Once problems appeared, he avoided responding or stalled.

Perhaps you paid to Samana Group in cryptocurrency? We encourage you to thoroughly check the wallet to which you transferred funds (anyone can do it, this data is public): is it linked to other wallets? Are your funds still there? We identified the path the money took from one wallet alone (over 730,000 USD). We determined that instead of investing, Marek immediately sent the funds through a complex chain of anonymous wallets, which is a classic money laundering scheme used to hide the trail.

Legal Actions

If you still lack evidence that Samana Group is a scam, read what others say: GoWork.pl.

In our opinion, payment delays are intentional actions aimed at siphoning money out of the company. Fraud is a crime.

If you feel deceived, we encourage you to report this to the Polish Prosecutor’s Office. The scale of the fraud is enormous. We are talking about a minimum of 50 million PLN. These are conservative estimates. Do not let yourself be fooled any longer. This site aims to warn you against SAMANA GROUP and to encourage you to contact law enforcement. Do not be afraid. We want to warn you about Marek Zmyslowski and his wife, Yaritza Reyes, who is currently trying to build her personal brand in Poland. You cannot allow this. Every report to the Prosecutor’s Office will help ensure that those responsible for the fraud are arrested, charged and held accountable.

If Samana Group delays payment of your invoices claiming they have no money (while Marek and Yaritza use company funds for their luxury lifestyle), this is a crime under Art. 300 §2 of the Penal Code (hindering or reducing creditor satisfaction). Other crimes include:

• Art. 286 §1 (fraud)
• Art. 296 §1 (causing damage in economic relations)
• Art. 301 §1 (creditor prejudice)
• Art. 299 (money laundering)

If you suspect anything - do not wait, report the case to the prosecutor's office. Write a notice of suspected criminal activity. Authorities are obliged to investigate. Do not fear anything.